How To Get a KCB MPESA account and borrow Cash Instantly

Now MPESA and KCB have launched a super wonderful mobile banking product dubbed MPESA KCB. This was launched on 10th of March 2015 and already it is proving to be a revolutionary product that might just unseat Mshwari from it's current dominance.

How does one open an account and borrow cash?

First dial *811# on your Safaricom line

You will be taken to a menu welcoming you to KCB MPESA account with an option of 1 accept terms and conditions or 2. dont accept . a link is provided( not to follow but read from the internet www.kcbbankgroup.com) majority of the customers might be using simple phones without internet so they may have to access the terms and conditions later.

once you accept the terms and conditions you will be sent a one time pin which you will be rquested to change to a preferred pin.

After that the full menu will be available for you and you can borrow as much as 5,000 shillings on day one!! just like that!!!

This product is bound to shake the whole mobile banking industry. Some years back when Safaricom introduced the OKOA JAHAZI product, according to the then CEO Michael Joseph they made a whooping 5 million shillings on day one just from word of mouth of subscribers.

Of course there is a high risk of defaulters but the pros supercede the cons by way too far. Depending on your MPESA transaction history KCB MPESA will decide whether to approve your loan request or reject it. Well Michael Joseph once reffered to Kenyans peculiar calling habits, will they be peculiar borrowing habits?